Introduction
Raisin GmbH, headquartered in Berlin, Germany, is a pioneering fintech company that has significantly impacted the open banking landscape, particularly in the savings and investments sectors. Founded through the merger of fintech giants Deposit Solutions and Raisin in June 2021, the company has established itself as a leader in providing innovative financial solutions.
What Raisin Does
Raisin offers a comprehensive open banking infrastructure that caters to the global deposit market, valued at over $50 trillion. This infrastructure benefits both banks and savers by providing more product choices and enhanced decision-making power. For savers, Raisin offers increased access to various financial products across multiple platforms, including its own B2C platforms such as Raisin, Weltsparen, Savedo, Zinspilot in Europe and the UK, and SaveBetter in the U.S.
For banks, Raisin provides a robust marketplace solution that helps them offer their customers top-tier savings products. Additionally, deposit-taking banks gain access to flexible, cost-effective funding options. In Germany, Raisin also extends its offerings to include ETF-based investment and pension products for both retail and corporate clients.
Global Presence and Partnerships
Raisin operates with a broad international footprint, maintaining offices in major cities like Frankfurt, Hamburg, London, Madrid, Manchester, Milan, New York, Paris, and Zurich. The company collaborates with approximately 400 banks and financial service providers from over 30 countries, servicing more than 550,000 direct customers.
Culture and Values
Raisin promotes a culture of innovation, collaboration, and customer-centricity. The company values transparency, efficiency, and the empowerment of both its customers and team members. This inclusive and dynamic work environment encourages creativity and the continuous development of new ideas and solutions.
Why Work at Raisin?
Employees at Raisin enjoy a range of benefits, including competitive salaries, flexible working conditions, and opportunities for professional growth. The company's commitment to diversity and inclusion is evident in its multicultural workforce and its various initiatives to ensure a supportive and engaging work environment.
Backing and Recognition
Raisin is backed by prominent international investors such as Goldman Sachs, PayPal Ventures, and Peter Thiel, among others. This strong financial backing underscores the company's stability and its capacity for sustained growth and innovation.