Backend/API Engineer - Payments & Risk

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About The Organization

Stripe’s Payments Acceptance and Risk organizations are at the heart of Stripe’s business. They are responsible for enabling our users to accept payments worldwide, in a secure and reliable fashion.

You may work on a wide variety of critical business areas including:

• Payins: Building products and platforms to help users accept payments from customers, including the APIs for configuring and processing payments, and Cards, our highest volume and most complex method for accepting payments.
• Local Payment Methods (LPM): Building the platform & enabling regional, non-card payment methods like Wallets, Buy Now Pay Later, Real Time Payments, Bank Transfers etc. that connect to millions of Stripe users globally.
• Optimized Checkout & Link: Focusing on building best-in-class checkout experiences that provide delightful checkout experiences for customers, while driving higher purchase conversion for merchants.
• Risk: Developing products that reduce Stripe's financial and regulatory risk at scale while maintaining an excellent user experience.

What You’ll Do

You will work on projects that span technologies, systems, and processes where you will design, build, test, and ship great code every day.

Responsibilities

• Build a great customer experience for internal teams and Stripe users using our infrastructure.
• Scope and lead medium to large technical projects that align with Stripe’s broad strategic initiatives.
• Develop and execute against both short- and long-term roadmaps, make effective technical trade-offs that consider business priorities, user experience, and a sustainable technical foundation.
• Deliver value through a strong collaborative approach with customers and cross-functional stakeholders across Stripe.
• Debug production issues across services and several levels of the stack.

Who You Are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements

• Strong software engineering skills and a passion for one of the areas above.
• 2+ years of professional hands-on experience in designing and developing large-scale infrastructure or distributed systems.
• Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success.
• Customer obsession, ability to articulate and represent customer experience in various forums to drive the right outcome.
• Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial.

Preferred Qualifications

• Ability to write high quality code (in programming languages like Go, Java, C/C++ etc).
• Experience optimizing the end to end performance of distributed systems.
• Focuses on the needs of our users, both internal and external.
• Holds yourself and others to a high bar when working with production.

Hybrid Work at Stripe

This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office).

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

Pay and Benefits

The annual US base salary range for this role is $150,500 - $269,200. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.