Associate Data Scientist

About The Job

The Associate Data Scientist will be a key member of the Data Science team within the Credit department at OppFi. This role involves integrating data from multiple sources using SQL and Python, conducting comprehensive data quality checks, performing detailed exploratory analysis, and building machine learning models for credit risk and marketing. A strong understanding of algorithms, bias-variance tradeoff, and model interpretability is essential.

Responsibilities

• Create advanced data models and high-quality analysis to discover insights, drive outcomes, and provide actionable recommendations to guide strategic decisions.
• Serve as a key stakeholder or subject matter expert in OppFi’s modeling team to support the use of advanced analytics and promote best practices.
• Build, develop, and maintain statistical models, model tracking dashboards, and performance metrics that support and inform key business decisions.
• Improve upon existing methodologies by developing new data sources, testing model enhancements, and fine-tuning model parameters.
• Communicate results and business impacts of insight initiatives to stakeholders within and outside of the Division.

Qualifications

• BS in data science, advanced analytics, or a quantitative discipline such as Statistics, Math, or Engineering, or equivalent industry experience (Master’s degree preferred).
• 1-2 years of experience with data science and advanced analytics with a proven record of delivering data-driven insights to inform strategic decision-making.
• Experience with machine learning/cloud-based libraries, programming languages, and statistical packages such as SQL, R, Python, and tools like Data Robot.
• Experience and knowledge of statistical modeling techniques: GLM multiple regression, logistic regression, boosting algorithms, variable selection, etc.
• Experience in building, evaluating, and interpreting advanced machine learning models.
• Understanding of and experience using analytical concepts and statistical techniques: hypothesis development, designing tests/experiments.
• Excellent communication, collaboration, and delegation skills with demonstrated ability to work with both technical and non-technical stakeholders.
• Ability to apply data science skills to independently solve business problems.

Reports to

Director, Data Science & Advanced Analytics

Total Rewards And Benefits

• Starting base salary of $71,200 per year.
• Performance-based bonuses and equity grants.
• Flexible, remote work environment.
• 401(k) matching program.
• Generous paid time off.
• Medical, dental, and vision coverage.
• Tuition reimbursement.
• Additional benefits including DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning.
• Fringe lifestyle benefits platform allowing employees to decide how to spend rewards from vendors like Uber, DoorDash, and UrbanSitter.

OppFi is committed to providing equal opportunity to qualified individuals and ensuring that persons with disabilities are provided reasonable accommodation as defined by applicable laws and organizational policies.