Senior Credit Risk Data Engineer

Job Overview

Join the Credit Infrastructure team at ING Belgium as a Senior Credit Risk Data Engineer. This role is pivotal in managing the technical aspects of credit risk data and ensuring compliance with regulatory standards. You will be part of a team responsible for the calculation processes of regulatory models, default and forbearance detection, and the generation of various risk indicators.

Key Responsibilities

• Technical Leadership: Drive technical activities within the team, ensuring that credit engines run smoothly and comply with the latest policy updates.
• Collaboration: Work closely with Credit Risk Functional Analysts and modelers to ensure functional requirements are properly implemented.
• Data Landscape Management: Understand the complex Credit Risk Data Landscape, including credit risk models (PD, EAD, LGD) and engines (DOD, EWS).
• Incident Management: Ensure incidents are logged and addressed promptly, with clear communication to all involved parties.
• Tooling and Data Landscape Implementation: Contribute to building seamless data flows and efficient tooling for the Risk family and Business tribes.

Qualifications

• Experience: Proven experience working with Oracle Databases, SAS Data Integration Studio, and SAS Enterprise Guide.
• Skills: Strong interest and understanding of data systems, regulation, and technology, especially data lake architecture.
• Communication: Ability to communicate effectively with both technical and non-technical audiences.
• Language: Fluency in English is required.
• Additional Skills: Interest in the design of data marts is a plus.

Opportunities

• Digitalization: Play a key role in the digitalization of risk management processes.
• Project Involvement: Engage in a variety of projects and collaborate with multiple teams within the bank.
• Innovative Environment: Experience a progressive and agile work environment where new ideas are valued.
• Challenging Projects: Work on projects at the forefront of new regulations.

Team Environment

The Credit Infrastructure team is integral to the Risk Architecture department, responsible for building and maintaining batch engines that compute parameters crucial for capital calculation, risk-weighted assets, and loan loss provisions. The team also maintains the data mart used for developing new models and acts as a vital link between credit risk business and operational tribes like data management.

Work Environment

This position offers a hybrid work model, allowing for a balance between on-site and remote work, fostering a dynamic and flexible work environment.

About ING Belgium

At ING, we believe in empowering people to stay a step ahead in life and business. As a global financial institution with a strong European base, we are redefining banking through technology and customer-centric approaches. Our diverse teams drive innovation and shape the future of our company.